• Asking Price $149,900
  • Get Financing
  • 920 Curry Street Scotland, SD 57059

  • 3 Beds 2.5 Baths 2,397 SqFt
  • Single Family Home / For Sale by Owner

Property Details for 920 Curry Street, Scotland, SD 57059


  • Price/sqft: $62
  • Lot Size: 10650 sq. ft.
  • Stories: 1


  • Property ID: 411491367
  • Property Type: Single Family Home
  • County: Bon Homme


This property is offered for sale directly by the owner. For Sale By Owner homes, also known as FSBOs, can be a good buying opportunity, because the owner will save up to 6% when there are no brokers involved in the transaction. This leaves more room for price negotiation and potential buyer savings.

This listing is NOT a foreclosure. With LOW INTEREST RATES,Why WAIT Or RENT?SUMMARY:Immaculate open floor plan with everything you need on one level plus a finished lower level. "Move-In-Ready" and Immediate possession. Will consider selling appliances and/or furniture.Low Monthly Financing Described Below. Five blocks from Dawson Creek Golf Course, 1 mile from fishing at Lake Henry and 30 minutes from Yankton and Gavins Point Recreation Area. Within 10-30 minutes of Lesterville, Tabor, Utica, Tyndall, Springfield, Avon and Wagner to the South, Olivet, Menno, Freeman, Tripp, and Parkston to the North, 50 minutes to Mitchell and 75 minutes to Sioux Falls.SLIDE SHOWS:FULL SCREEN SLIDE SHOW: Or:Use the "View as Slide Show" link at the bottom left of the screen with thumbnails.ENLARGED FLOOR PLAN:Use Browser back to return to this listing.Use "Previous" or "Next" at top to see all photos. FINANCING:> $463/MO, 20% DOWN, 3.684% APR, 30-YR FIXED, NO POINTS:Above conventional financing is available as of Jan 28, 2015 based on 20% down or a loan amount of $103,120 at Estimated Monthly Payment including Insurance & Property Tax: Principal & Interest: $463.05 Home Insurance: $ 51.00 (Based on Current = $610 per year) Property Tax: $129.00 (2012 due in 2013 = $774.26/half, see below) Total Monthly Pymt: $643.00Property Tax payable in 2015 increased to $1,016.50 per half due to a combination of renovations and loss of "Owner Occupied" credit. The new owner's taxes, assuming "Owner Occupied Credit", should be about half way between the $774 per half payable in 2013 and the $1,016 per half payable in 2015, or about $900 per half.Insurance and Property Tax are included to provide a better comparison of financing options. With 20% down, escrow normally isn't required and these items can be paid semi-annually or annually as preferred.HOUSE INSPECTION:Previously completed. No significant issues. Minor issues were due to code changes following construction like current requirement for GFCI protected receptacles and 12 inches of insulation vs the 6-7 inches that existed at time of inspection. These issues were in compliance with code in effect at the time of construction. Although, code changes are "grandfathered" for homes constructed prior to the date of code change and do not require update, Owner has taken corrective action on all items cited in inspection report as "adverse conditions" except a steel door between garage and utility room that would be a adverse cosmetic change. TERMITE INSPECTION:Previously completed. No evidence of termites or wood destroying insects. Warranty provided free treatment if problem was found within 90-days of inspection. Inspection Reports are available for viewing during tour or on request. WHAT OTHERS ARE SAYING: From viewers, residents and professionals: > I love the open floor plan with large kitchen and living areas. A bathroom for every bedroom is an additional convenience. > Everyone loves the Home Office and built-in desk with connections for Internet, TV, and Electric and a separate front entrance. > Scotland and Tyndall are the only two cities in Bon Homme County with grades K-12. > From those with families, "I really like the large (20 x 27) open recreation room ... ideal for big screen TV, pool table, entertaining friends, kids and teenagers". > From October 4 House Inspector, "This was a very clean inspection". When asked what the inspector would want corrected if he was purchasing, he said, "Probably nothing ... all issues cited are minor maintenance". > I have been through every house for sale in Scotland, 920 Curry is the best house on the market in Scotland at any price. > From Sept 24 Open House, "This is the best kept house I have ever seen" > Everything looks new > House has excellent natural lighting in all rooms. The vertical blinds let daylight in while maintaining privacy as desired. > Wow, what great storage, total of eight closets and storage areas. INTERIOR FEATURES:Living / Family Room is 14 x 24 with large picture window facing Curry Street. Dining Area is 13 x 13 and open to both 13 x 13 Kitchen and Living Room. Two Bedrooms with Full-Bath and Half-Bath on main level. Speakers in Ceiling for connection to your sound system or TV. Large 14 x 16 Home Office / Utility Room with separate entrance has built-in Desk and Cabinets, Closet, Storage Area, open Stairway to Lower Level, W&D, and doors to Kitchen, Garage, 1/2 Bath and Covered Patio in the rear. Custom Cabinetry and Stained Woodwork, Windows and Doors throughout. Superbly maintained. Finished Lower Level with: + Large 20 x 27 Recreation Area + 3rd Bedroom with large closet + New Full Bath + Easy to add 4th Bedroom + Office / Hobby / Exercise / Storage AreaEXTERIOR FEATURES: + Covered Patio in Rear + Nicely Landscaped & Manicured Lawn + New Storm Doors and Combination Storm Windows + Insulated and Finished Extra Long Garage with New Door Opener & Workbench + Storage Shed on concrete slab + Access to Rear Yard from Rear Access Road + Curb and Sidewalk with Chip and Seal Parking Area in Front + Underground Electric & All Utilities + Clothes Line - five 27-foot coated wire lines + Cistern from previous home, one downspout can be diverted to cistern or ground, no connection to interior of house + TV Tower not used, Antenna cable not connected to house. Potential to use for Satellite Dish MountingStorage Shed is 10 ft Wide x 9 ft Deep with concrete floor slab and entrance ramp. OTHER FEATURES AND ADDITIONS: + New top of the line garage door opener with Battery Backup + 94% AFUE Energy Efficient Natural Gas Forced Air Furnace with Electronic Pilot + Central Air Conditioning + Gas Water Heater with Recirculation to Keep Hot + Nine inches insulation added Nov 2012 to previously existing 6-7 inches. (Currently R55 to R59) + GFCI Circuit Breakers (Not cheaper GFCI receptacles with nuisance trips) SQUARE FOOTAGE: Lot: 75 x 142 = 10,650 square feet (1-1/2 Lots). Rear Yard (Behind House) is 93 feet from rear of house to alley and 75 feet wide. FOUNDATION FOOTPRINT:(Excludes 2 Ft. Roof Overhang all the way around) Main Level: 53 x 28-6 = 1510 Sq Ft Garage: 24 x 14 = 336 Sq Ft Total: 1,846 Sq FtSQUARE FOOTAGE (HOUSE EXCLUDING GARAGE): Main Level: 40 x 28 = 1,120 Sq Ft 14 x 16 = 224 Sq Ft Subtotal: 1,344 Sq FtLower Level: 39 x 27 = 1,053 Sq Ft Total Finished: 2,397 Sq FtCovered Rear Patio: 70 Sq FtCovered Front Entrance: 15 Sq Ft Total: 2,482 Sq FtINDIVIDUAL ROOMS - MAIN LEVEL (Interior Measurements): Living / Family: 14 x 24 = 336 Sq Ft (Carpet) Dining Room: 13 x 13 = 169 Sq Ft (Laminate) Kitchen: 13 x 13 = 169 Sq Ft (Laminate) Bedroom #1: 14 -8 x 10 = 146 Sq Ft (Carpet) Bedroom #2: 13 x 8 -6 = 111 Sq Ft (Carpet)Home Office: 14 x 16 = 224 Sq Ft (Laminate) Full Bath: 9 x 8 = 72 Sq Ft (Ceramic Tile) Half Bath Included with HomeOffice / Utility Room Dimensions (Laminate) Hallway: 8 -6 x 4 = 34 Sq Ft (Laminate) Total: 1,261 Sq Ft INDIVIDUAL ROOMS - LOWER LEVEL (Interior Measurements): Recreation Area: 20 x 27 = 540 Sq Ft (Carpet) Rec Area (Add): 5.5 x 13 = 71 Sq Ft (Carpet)Bedroom #3: 13 x 14 = 182 Sq Ft (Carpet) Full Bath: 13 x 3 -9 = 49 Sq Ft (Vinyl) Hobby / Exercise: 13 x 16 = 208 Sq Ft (Vinyl & Carpet) Total: = 1,050 Sq Ft Bon Homme County Property Sheet reports 896 square feet of living area in lower level which doesn't include the 208 Sq Ft Hobby / Exercise room which has the furnace and hot water heater located in one corner of an otherwise nicely furnished room. The same laminate was installed throughout the upper level and the carpet on both levels was all replaced and is the same. The vinyl in the lower level bath and Hobby / Exercise room is of very high quality. Bedroom in lower level was finished prior to the current new construction code requirement for egress window(s) which lower level does not have. Property owners Attorney says that the current code requiring egress window(s) only applies to new construction after the effective date of the code change and that previously existing bedrooms in basements finished prior to the code change, without egress windows, can continue to be used and marketed as bedrooms by both the current and future property owners.All measurements above are approximate; please inquire if you have any critical dimension requirements.OPERATING COSTS: Gas & Electric (Even Bill): $132 per month Water, Sewer, Garbage: $51.07 per mo (1/20/15) Telephone, TV, Internet: $84.66 per month Real Estate Taxes ): $774 per half (2012 Due In 2013) House Insurance: $610 Annual Grass Mowing: $25.00 per week Fertilizer, Weed Control: $196.56 per year (2014) HOUSE TOUR: Please call for appointment. If you are in Scotland, call or ring doorbell and if home, you can tour the house immediately. DIRECTIONS: From Highway 25 in Scotland, go 3 blocks West on Main Steet. Turn South (Left) at Scotland Oil Gas Station onto Curry Street. 920 Curry Street is 3-1/2 blocks on the West (right) side. COMPARABLE SALES:Seller can provide addresses, photos and data for other houses that have recently sold in Scotland and Bon Homme County to assist potential Buyers in making their own value comparisons.OFFER TO PURCHASE AGREEMENT: Selling price is negotiable. After the sales price is mutually agreed via contract signed by Buyer and Seller, price is fixed and will not be re-negotiated based on inspection, Lenders loan-value appraisal or any other reason. Inspection has already been completed, without any items requiring correction, Seller will provide a clear Title.Seller will provide a "Fill in the Blanks Purchase Agreement", pre-filled for this property. The most recent version is dated June 23, 2015. All offers must be made using Seller's agreement unless offer is for the full asking price. Seller's "Offer to Purchase Agreement" is designed to allow Buyer to select or waive all of the standard contingencies. If you prefer to discuss your requirements, please call and Seller will have this agreement amended to fit your requirements and return a PDF copy for Buyer to add their "Offer Price", sign and return. Discuss your loan requirements with your preferred lender and save the cost of needless inspections and appraisal if you can't meet the lender's requirements to obtain the loan. Lenders appraisal determines the maximum the Lender will loan and not the Fair Market Value.If is not convenient to deliver offer in person, scan to PDF and email to or call for fax number. LIVE, WORK & PLAY IN SCOTLAND, SD! Scotland Public Schools (PK-12 within city limits) include excellent academic and athletic education and training. This includes a community library and gymnasium for community events. Scotland Public Schools is honored to have Astronaut Charles (Sam) Gemar, Class of 1973, as one of its alumni. Gemar has flown on three Space Shuttle missions (STS-38, STS-48 and STS-62) and completed 385 orbits of Earth with over 581 hours in space. Dawson Creek Golf Course is 5 blocks from house with annual memberships from $100 to $360 and Green Fees from $11 to $20. Fishing at Lake Henry with a newly re-constructed spillway, boat docks and recreation area is one mile from Scotland. Hospital, POET Ethanol Research Center, Good Samaritan Center, Schwans and Schools are major employers.SOUTH DAKOTASouth Dakota has excellent state supported colleges with tuition, books, room and board totaling less than $15,000 per year. The average starting salary of SD School of Mines and Technology graduates is higher than HARVARD Graduates! That is four years for the price of one with a higher starting salary! LAST REVISED: Sunday, Sept 8, 2019 at 7:05 am EDT.

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